North Carolina Debt Collection Harassment Attorney

The Fair Debt Collection Practices Act and North Carolina Residents

As long as there are lines of credit, mortgages and other types of loans, there will be creditors attempting to collect their debts and collection agencies as well. In our troubled economy, a lot of people are suffering from unemployment or underemployment which goes without saying, there is going to be a substantial number of people defaulting on their loans for reasons beyond their control.

Unfortunately there is an overwhelming amount of evidence that points towards abusive, deceptive and unfair debt collection practices that drove debtors towards bankruptcy, created marital instability and invaded their personal privacy. Because of these unscrupulous debt collection practices, legislation was enacted to prohibit such injurious debt collection practices. If you believe that you were a victim of abusive debt collection tactics, we urge you to contact a North Carolina debt collection harassment attorney at our firm or visit our website at http://www.ncfairdebt.com as soon as possible to learn more about your legal rights.

Unfair Debt Collection Practices in North Carolina

The Fair Debt Collection Practices Act is an amendment to the Consumer Credit Protection Act, which serves to prohibit abusive practices by debt collectors. Debt collectors are expected to abide by the principles in the Fair Debt Collection Practices Act and when they do not, the debtors have legal recourse against them. Some of the debt collection practices that are prohibited include but are not limited to the following:

• Using threats or threats of violence against a person or their reputation.
• Using obscene or profane language.
• Claiming they will sell the debt in order to coerce the payment of the debt.
• Repeatedly calling the debtor on the phone with the intention of harassing them.
• Calling the debtor while failing to disclose their identity.

Debt Collection Harassment Lawyer Serving North Carolinians

At the Whitley Law Firm, we have seen our fair share of unfair and dishonest debt collectors that have preyed on consumers just like you. Our firm has extensive knowledge of the Fair Debt Collection Practices act and its potential abuses. Nobody should have to fall victim to unfair and unreasonable debt collection practices by any collection agencies, mortgage companies, credit card companies or any other type of debt collector. You do have rights, regardless of how much you owe or to whom. Let us be your voice by helping stamp out dishonest and immoral debt collection practices. We are proud to serve the residents of Raleigh, Greenville, Jacksonville, Kinston, Winston-Salem, Greensboro and New Bern, so please call us today to schedule a consultation with a member of our legal team.

To learn more about your consumer rights, contact a North Carolina debt collection harassment lawyer at the firm to schedule your initial consultation today!